Blog | Nikki Earlee Murphy

Signs That Now Is a Good Time to Pursue a California Luxury House

Believe it or not, now may prove to be the right time to pursue a luxury house in San Francisco, Los Angeles or elsewhere in California. Some of the key signs that may help you determine whether you should kick off a Golden State luxury home search include: 1. You want ...

How to avoid paying for PMI

Mortgage lenders want assurance that when they lend money, it will be paid back. Private mortgage insurance protects lenders in the event you default on your loans. To help you understand more about PMI, here are the basics:What is PMI? Private mortgage insurance (PMI) protects lenders if a borrower defaults on a ...

All About Buying A Home In The Offseason

If you’re thinking of buying a home shortly, you may want to wait for your area’s “offseason.” Rain, snow, and ice make shopping for a home in the winter less than desirable. There are some significant advantages to buying a home in the offseason. If you want to head out ...

Can You Afford an Ultra-Efficient Home?

Image by Nattanan Kanchanaprat from Pixabay An ultra-efficient home is one that's designed and constructed not only to save you energy but provide its own. This means it uses no more renewable energy that it generates. To the novice homeowner, this may sound impossible. However, to the architects and engineers who ...